Headline inflation fell to 2.8%–down from 3.4% in May. The big decline was largely the result of lower gasoline prices driven by base year effects. View this email in your browser Canadian Inflation Falls Within Bank of Canada’s Target Range; Food and Shelter Costs Remain High June inflation data released today by Statistics Canada showed that […]

OSFI’s Annual Risk Outlook – Fiscal Year 2023-2024. Weakening housing markets pose a risk for the Canadian economy On April 18, Canada’s national banking regulator, the Office of the Superintendent of Financial Institutions (OSFI), released its second Annual Risk Outlook (ARO), outlining what it believes are the most significant headwinds facing the Canadian financial system […]

Introduction Just like how I want to provide you with a quick and easy mortgage solution, the Saltbox is my way of thanking you for trusting me with your mortgage needs. After all, having a Saltbox in your kitchen allows you to customize meals and access just the right pinch of salt super quick and […]

How to Save with a Variable Mortgage. When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends. When it comes to variable versus fixed-rate, it is important to understand […]

Power Up Your Finances. Let’s face it, mere mention of the word “money” can make people shift in discomfort. In an era in which the veils are being lifted off many societal taboos, a shroud of shame hangs stubbornly over money talk – we’re taught to fear it, we’re taught it’s too complicated, and those […]

Staying Out of the Penalty Box. When it comes to mortgages, it is easy to focus on the rates and your current situation, but the reality is that life happens and when it does, rates won’t be the only thing that matters. First and foremost, the most important thing to remember is that a mortgage […]

One of the best parts about life is that it is ever-changing. This is one of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs. However, in some cases you cannot wait until the term is […]

Architecture and Design Content You Need to Watch (and Listen To and Read). Feel like you’ve watched every piece of content available on Netflix, and Disney+, Crave, Hulu, or whatever streaming services you use? I feel the same way.  I’m currently rewatching Friends for the millionth time and reciting lines that I didn’t even know […]

Ultimate Checklist for Selling Your Home. Selling your home can be an extremely stressful experience. Between thinking about moving logistics and financials, it’s easy to miss the small details in between the process. With that in mind, we’ve built this checklist for selling your home to help you keep track of the things that will […]